Friday 7 September 2012

Two Distinctly Different Federally Funded Programs for the Disabled

Social Security lawyers can help disabled workers take advantage of government programs to cover their monthly financial obligations. These programs are designed to provide significant benefits, even though qualifying for disability can sometimes be an uphill battle. Disability benefits are available for workers that have been diagnosed with conditions or illnesses that make it impossible for them to perform the required duties of a job.

Social Security lawyers can assist qualified workers in determining which of the two separate SSA disability programs are best suited for their individual case. Both Social Security Administration programs for disability (SSDI and SSI) differ significantly in their economic eligibility factors.

Two Federally Funded Programs

Social Security Disability Insurance (SSDI) is an SSA benefit program structured on how much an individual has worked over the course of their lifetime. Alternatively, Supplemental Security Income (SSI) is an economically challenged program for individuals living at, or below, the poverty level.

For any disabled individual seeking benefits through SSDI, he or she must qualify for the insurance by showing they have worked enough quarters in the past. The total number of employed quarters the worker has accumulated will help formulate the size of their monthly benefit. Recent verifiable employment of the disabled worker is part of the requirement for qualifying for SSDI.

To receive SSI benefits, poverty-stricken children, and adults under the age of 65, will need to meet the minimum disability criteria, or be legally blind. Their economic qualifications will be determined on their low income and limited assets. Individuals 65 years and above must meet the qualifying standards of limited assets and low income.

Experienced Social Security Lawyers


Any person suffering from obvious disabilities, and not so obvious, should use the services of experienced Social Security lawyers knowledgeable in disability law. A skilled attorney can provide assistance at every stage of the application, and the appeal, if the application is initially denied.

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